Nina Peters (centre), Business Relationship and Sales Manager, JN Bank, converses with Byron Farquharson (left), Secretary General, Jamaica Teachers’ Association (JTA) and Devon Meeks, North Eastern Regional Secretary, JTA, during at a recent investment seminar organised for teachers in western Jamaica.

Nina Peters, Business Relationship and Sales Manager at JN Bank is advising educators to use their talents and skills to earn extra money, as they seek to find ways to expand their income. Peters said the reality is that the salaries of the island’s teachers and others in the civil service, particularly the police and nurses, are not comparable to the workload they carry. “The average entry-level teacher is taking home about $90,000 per month or just a little over a $1 million after taxes annually,” she noted, while addressing educators at a recent investment seminar organised by the Jamaica Teachers' Association (JTA) at the Grandiosa Hotel in St James. She pointed out that because of this, many are forced to borrow or to find other resourceful ways to make ends meet. “Borrowing to supplement your income is not a sustainable measure, and it will lead to an uncontrollable habit that will result in very negative outcomes for you in the long term,” she warned. The JN Bank manager urged teachers to look at ways in which they can expand their income by using their talents and skills to earn more from, for example, engaging in private tutoring to cooking and décor. “Many of our English teachers could also earn from proofreading for the media and publishing companies, for example; or from writing speeches for persons in the private and public sector who have to engage in public speaking from time to time,” she recommended. “There are so many ways in which you can earn if you just spend a little more time to think about it,” Peters advised. Educators in western Jamaica gathered recently at the Grandiosa Hotel in Montego Bay, St James for an investment seminar organised by the Jamaica Teachers’ Association (JTA). Additionally, Peters urged teachers to start the journey to wealth creation by adopting and vigorously applying the 80/20 rule in the management of their salaries. The rule calls for people to save 10 per cent of their income; tithe or give 10 per cent to charity; and use the remaining 80 per cent to meet their obligations and other expenses. “Begin by paying yourself first,” she said. “Set aside your 10 per cent in savings, prior to doing anything else, so that you don't even have to consider using it. Put it into an account to which you have very limited access so that it becomes inconvenient for you to touch those funds,” she advised. Peters recommended that they consider channelling that 10 per cent into a fixed, long-term savings account, mutual funds, or another form of equity investment at any deposit-taking institution, such as a bank or credit union. She said choosing an instrument that provides maximum returns, such as mutual funds, would be good. She also encouraged investment in the stock market, which she noted is performing extremely well and could provide excellent returns in the long term. “Let's say that the opening price is $5 per share, and you would have invested $10,000. On that basis, the value of your stock would then be $50,000. Over time the value of the stock will appreciate; therefore, in about six months or one year, your $5 would become $7, therefore your investment in the stock would be valued at $70,000, and you would have accumulated $20,000 as a gain on your investment,” she explained. Peters urged teachers to make a habit of budgeting the remaining 80 per cent of their salary. “To get the most out of your income, you will also need to sharpen your financial eyesight and acumen,” she said, as he encouraged the educators to read more financial literature to raise their consciousness about money management.

The Development Bank of Jamaica (DBJ) is offering financial support to players in the business process outsourcing sector to help develop the industry. Speaking during a panel discussion at the recently held Outsource2Jamaica Conference in Montego Bay, Edison Galbraith, General Manager at DBJ said the bank is coming on board to assist both persons wanting to enter the sector and existing members to borrow needed capital at competitive interest rates. He further stated that this will allow new and existing members to grow and have access to financial resources for service and people development. Local BPO players who participated in a panel discussion dubbed “Finding a Niche in the BPO Space” collectively emphasized the importance of capital intensity for the sustainability of the BPO sector. The panel, which featured Kirk Laughlin, Founder & Managing Director, Nearshore Americas, Patrick Casserly, Chief President and CEO, PCR Nearshore, Jacqueline Sutherland, Chief Executive Officer of Contax360 BPO Solutions and Yoni Epstein, Executive Chairman of itelBPO Smart Solution – said players in the BPO sector are also encouraged to take a non-traditional approach to raise capital for the expansion of their business. They, therefore, endorsed the DBJ initiative to tailor specific products offering to meet the urgent capital needs to further grow the sector. In addition to customer services, the BPO sector currently offers services healthcare, legal processes, banking, software and applications development and finance & accounting outsourcing, according to Gloria Henry Business Process Industry Association of Jamaica (BPIAJ). The BPO sector has grown from employing 10, 000 persons over 36,000 persons in the last five years

Trinidad and Tobago Commissioner of Police, Gary Griffith (left), met with and apologised to Buju Banton after cops visited the Jamaican artiste's hotel room in Trinidad with a search warrant on Saturday.

Commissioner of Police Gary Griffith has apologised to Buju Banton after cops visited his hotel room in Trinidad with a search warrant on Saturday. Griffith, in a Whatsapp message, confirmed that he met with the Jamaican reggae singer and promised to launch an investigation into the incident. The top cop also provided LoopTT with images of the meeting. Earlier, Buju took to his Instagram account where he revealed thatpolice officers visited hishotel room with a search warrant. "I am chilling in my hotel room and the cops came, a whole bunch of them;said they had a warrant to search my room and a whole bunch of stuff," he said, questioning how the policecould obtain a search warranton a Saturday for a hotel room.” Officers found nothing illegal in the room. Representatives from the Jamaican High Commissionwere present for the meeting with the commissioner of police, during which Buju expressed love for the people of T&T. Buju's publicist, Ronnie Tomlinson of Destine Media, said the singer is ready for his performance at the Queen’s Park Savannah on Sunday, and will not be distracted. “When we say Long Walk to Freedom, the Walk wasn’t over on December 7th, 2018. We knew the walk would continue... He said it best... It’s not an easy road, a many see the glamour and the glitter so dem think a bed a rose/who feels it knows/Lord help me sustain these blows/One thing we promise you is Buju will NOT BE DISTRACTED... The Love for Trinidad remains, and the love for his fans remains - as he said he does this for the people, NEVER for ‘them’. Queen’s Park Savannah TOMORROW nah go Normal!!!!”

Buju Banton

Buju Banton's hotel room was searched by officers attached to the Trinidad and Tobago Police Service in the twin island republic, where the Jamaican reggae icon will perform on Sunday. Banton, real name Mark Myrie, stunned fans when he made the revelation via a video on his Instagram page. "I am chilling in my hotel room and the cops came, a whole bunch of them, said they had a warrant to search my room and a whole bunch of stuff," he said, questioning how the policecould obtain a search warranton a Saturday for a hotel room. Banton is staying at the Hilton Trinidad hotel. Despite the search, Banton assured his Trini fans that he still has love for them. "Still got love for you Trinidad, they can't distract us, that is why we are here, for you not them," he said, Loop reached out to Commissioner of Police Gary Griffith but he did not respond to calls or WhatsApp messages. He did tell other media outlets that a search was indeed conducted but nothing was found.

Sabrina Lyn.

Jamaica will enter day two of the 2019 Carifta Swimming Championships at the Barbados Aquatic Centre on Sunday in second place with a medal haul of 16. The medal haul earned on Saturday’s opening day comprises five gold, seven silver, and four bronze. The Bahamas is atop the medal tally with 21, five more than Jamaica. The Bahamas medal tally comprises nine gold, five silver, and seven bronze. Trinidad and Tobago (seven medals - four gold, one silver, and two bronze); Cayman Islands (11 medals - three gold, four silver, and four bronze) and Bermuda (five medals - two gold, two silver, and one bronze) complete the gold medal table. Zaneta Alvaranga, Giani Francis and Nathaniel Thomas led the way for Jamaica on the opening day with two medals each. However, the highlight of the day was yet another record-breaking performance from Sabrina Lyn in the Girls’ 13-14 100m butterfly. Lyn entered the final with a new personal best as well as the national age group record and championship record of 1:03.47. Added to those accolades was the fact that she had also become Jamaica’s fastest ever junior swimmer with her morning swim. Lyn scored an emphatic victory in the final, coming home in 1:03.19, a new personal best. The time also represents another championship record and age group record and also bettered the Pan American B qualifying standard. Lyn led home a 1-2 finish for Jamaica in the event as Alvaranga powered her way to the silver medal in 1:05.07. This represents the second consecutive year that Jamaica had dominated the podium as in 2018, Emily MacDonald and Alvaranga finished 1-2 in Kingston. Lyn’s junior regional gold medal count in the event now stands at four. Alvaranga had earlier won the bronze medal in the Girls’ 13-14 50m backstroke behind Keianna Moss (31.31) of The Bahamas and Elan Daley (31.45) of Bermuda. The Jamaican clocked 31.77 seconds for her bronze medal effort to shatter her personal best of 32.49. With that swim, Alvaranga has put the national record of 31.02, set by Angara Sinclair, on notice. The bronze medal represents the first regional backstroke medal for Alvaranga, who has now finished on the podium in all four strokes. Nathaniel Thomas Also in fantastic form in the 13-14 age group was Nathaniel Thomas. He broke the 28 seconds barrier to take the 50m backstroke gold in a time of 27.82. This is a huge improvement for Thomas who was sixth last year in 30.12. The last time Jamaica was on top of the podium was 2011 when Olympian Timothy Wynter took gold in 27.76. Thomas returned to take the 100m butterfly gold medal in a time of 59.22. The last time Jamaica featured on the podium was 2015 when Jesse Marsh took the bronze in 59.80. Emily MacDonald went from becoming the Girls’ 13-14 100m butterfly champion to lift the 15-17 crown, 12 months later. She stopped the clock on Saturday in 1:05.85 to put Jamaica back among the medals after the country last finished on the podium in the event in 2016 when Kelsie Campbell won gold in 1:04.99. Brianna Anderson lowered her own 15-17 national record of 30.44 to 30.22 to claim silver in the championship final. Jamaica’s fastest ever junior sprint backstroker improved on her 2018 position where she claimed the bronze in a time of 31.01. In the 11-12 age group, Giani Francis also issued a national record threat when she won silver in a personal best time of 32.68. The national record stands at 32.08 set by Kendese Nangle in 2007. Jamaica dominated the podium as Leanna Wainwright, competing at her first Carifta Championships, which serves as her international debut, finished third for the bronze medal in a new personal best of 33.28. Francis other medal on the day came inthe 100m butterfly where she finished second for the silver medal in a personal best effort of 1:10.17. That ended a two-year medal drought in the event for Jamaica. Teammate Brady MacPherson Lewison also earned a medal in the event in that age group. He took the bronze in a time of 1:07.49. Kokolo Foster Jamaica’s medal tally began with Kokolo Foster in event number three, the Girls’ 11-12 200m breaststroke. Foster dropped almost three seconds to win the silver medal in a time of 2:53.61. The event was won by Giada Dudley-Pun of Bermuda in 2:52.74. Kaitlyn Sullivan of the Cayman Islands finished third for the bronze medal in 2:55.77. In the distance events, Britney Williams placed fifth overall in the Girls’ 15-17 800m freestyle after being the fastest in the morning heats with her time of 9:39.41. Teammate Naomi Eaton placed 11th overall with her morning effort of 10:02.80. Daniel Mair finished seventh overall after he swam 18:34.56 in the morning heats of the Boys’ 13-14 1500m freestyle, a new personal best The Girls’ 13-14 team of Alvaranga (1:03.56), Morgan Cogle (1:04.70), Safiya Officer (1:01.26) and a fantastic anchor by Lyn in 58.32 won silver in the 400m freestyle relay in 4:07.84. The Boys’ 13-14 team of Daniel Mair (57.17), Zachary Jackson Blaine (58.75), Jaedon Lynch (58.87) and Thomas (56.16) also won a silver medal in 3:50.95. The Boys’ 15-17 team of Nicholas Vale (55.07), Jordane Payne (56.68), Cameron Brown (55.47) and Kyle Sinclair claimed bronze in 3:40.66.

Oblique Seville (left) and Florida-based Briana Williams pose with the Jamaican flag after winning the Boys and Girls' Under-20 100m finals at the Carifta Games  in the Cayman Islands on Saturday, April 20, 2019.

Jamaica's junior athletes made a strong start to the 48th annual Carifta Games at the Truman Bodden Sports Complex in the Cayman Islands on Saturday with 30medals. The medal haul for Jamaicacomprises ninegold, 14silver, and sevenbronze. The Bahamas were well behind in second placewith a medal haul of nine, which comprises six gold and three silver. Guyana (three medals - two gold and a bronze), Trinidad and Tobago (seven medals - one gold, three silver, and three bronze) and Bermuda (two medals - one gold and one bronze) complete the top five on the gold medal table. Double World sprint championBriana Williams was the Jamaican star on the opening day with an easy victory in the Girls’ Under-20 100m final. TheFlorida-based Williams competing in her first year at the Under-20 level got a bullet start and quickly separated herself from the field to win in 11.25 seconds. [image_gallery] Akila Lewis of Trinidad and Tobago finished second in 11.62, while Williams’ teammate Kemba Nelson of University of Technology came home third in 11.68 seconds. Williams is trying to repeat her 2018 achievement of winning three gold medals and the Austin Sealy Trophy. At the 2018 Games in Nassau, Bahamas, Williams completed the Under-17 Girls’ sprint double on her way to three gold medals. She won the 100m in a new championship record of 11.27 seconds and the 200m in 23.11 seconds to secure the only sprint double. Then on the final day of competition, Williams led the Girls’ Under-17 4x100m team to a championship record of 44.95 seconds. Williams was in doubt of chasing three gold medals in the Cayman Islands because of a tight schedule for the 100m and 200m races. She had decided only to contest the 100m. However, following a change to the 200m schedule, Williams will now contest that event, which begins on Sunday's second and penultimate day with the preliminary round. Briana Williams following her victory in the Girls' Under-20 100m final Jamaica secured another gold medal in the 100m as Oblique Seville of Calabar High easily won the Boys’ Under-20 title to add his gold at the ISSA/GraceKennedy Boys and Girls’ Athletics Championships. Seville came home in 10.24 seconds. It was a one-two finish for Jamaica as Ryiem Robertson of Jamaica College, who had beat Seville at the Carifta Trials, took the silver medal in 10.37. Adrain Curry Jr. of The Bahamas finished third for bronze in 10.42. In the Girls’ Under-17 100m, Jamaican Glacian Loutin finished fifth in 12.17. The gold medal went to Anthaya Charlton of The Bahamas, who clocked 11.51 seconds. Trinidadian Shaniqua Bascombe (11.72) and St. Vincent and the Grenadines’ Ulanda Lewis (11.91) finished second and third. Jamaica secured a medal in the Boys’ Under-17 100m through Kingston College’s (KC) Bouwajhie Nkrumie, who finished second in 10.71. Devine Augustine of Trinidad and Tobago won the event in 10.62. Jaleel Croal of the British Virgin Islands finished third in 10.80. The other Jamaican qualifier, Adrian Kerr, also of KC, suffered from a poor start and came home fourth in 10.99. Kai Chang poses with his medal after winning the Boys' Under-20 discus final. The 1-2 finish for Seville and Robertson in the Boys’ Under-20 100m final was one of eightfor Jamaica on the day. The Girls’ Under-20 high jump final produced the first 1-2 finish for Jamaica on the day. Janique Burgher and Daniela Anglin both cleared 1.77m to finish well aheadof third-place Aikah Lewis (1.60) of the host country Cayman Islands. In the Boys’ Under-17 shot put, Christopher Young won with an effort of 16m to beat his Jamaican teammate Kobe Lawrence, who achieved 15.86m. The Girls’ Under-20discus also produced a 1-2 finish for Jamaica. Marie Forbes threw 47.63m to beat Kimone Reid’s 44.60m. The two were followed by Grenada’s Kelsie Murrell-Ross, whose best effort was 40.30m. IAAF World Under-20 discus champion, Kai Chang of Calabar easily won the Carifta Games gold medalwith a winning throwof59.36m, improving on the silver he won last year. Ralford Mullings of KC took the silver medal with an effort of 54.91m. Twin brothersDjimon Gumbs (54.76m) and Diamnate Gumbs (52.85m) of the British Virgin Islands finished third and fourth. The Girls’ Under-17 1500m final produced the first 1-2 finish on the track for Jamaica. Samantha Pryce won the event in 4:47.34, while Jodyann Mitchell came home second in 4:49.49. The two Jamaicans were well clear of Shaquka Tyrell of Guyana, who finished third in 4:52.2. Tyrese Reid of Spot Valley High continued his good season, leading home a Jamaica 1-2 finish in the Boys’ Under-20 1500m final. Reid won the event in 3:56.58 to beat Fabian Campbell, who crossed the line in 3:56.23. Shaquena Foote following her victory in the Girls' Under-20 400m final. The Girls' Under-20 400m final produced the other 1-2 finish for Jamaica. Last year's Under-18 800m silver medallistShaquena Foote, of Petersfield High,competing in her first year at the Under-20 level won the 400m final in 52.63 seconds, beating teammate Anna-kay Allen (53.53). Foote's victory was the only gold medal for Jamaica in the four 400m finals. More than 500 athletes from across the Caribbean are taking part in the premier track and field meet in the region. Jamaica has topped the medal table 41 times and its last defeat was in 1984 when The Bahamas won at home. Last year, Jamaica won82 medals (43 gold, 28 silver, 11 bronze) in the Bahamas, four medals shy of the 86 they won in 2017 (39 gold, 28 silver, 19 bronze) in Curacao. Their medal count in 2018 was 47 medals clear of their nearest rival The Bahamas, whichhad 35 (6 gold, 14 silver, 15 bronze). Day two is scheduled to begin at 9:00 am with the Girls’ Under-17 javelin final.